Philip Moeller’s Get What’s Yours For Medicare: Maximize Your Coverage, Minimize Your Costs, due Oct. 4 from Simon & Schuster, is a companion of sorts to the excellent Get What’s Yours: The Secrets to Maxing Out Your Social Security, a book he co-wrote which returned last spring in updated form.
Baby Boomers nearing retirement age (please note I didn’t say simply “retirement,” since many will continue to work), these books are for you.
Yes, Medicare and Social Security are valuable programs into which you’ve paid federal taxes for years, and you should take advantage of what’s available to you. But no, neither program is simple to comprehend and navigate, and crucial mistakes in enrollment and options are easy to make.
Moeller makes this clear in the early going, with the terse line “This stuff is complicated.” That certainly goes for initial entry into Medicare, a hard lesson that I learned months before reading this book when I struggled to get straight answers from the Social Security Administration and elsewhere about how Medicare works.